218 Medicare Advantage plans are available in New York for 2026. Compare every plan in your ZIP code for free and find the one that saves you the most money.
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All 62 counties
Hover over any county to see its name. Click to compare Medicare plans available in that county.
Hover over a county to see its name • Click any county to compare Medicare plans
New York coverage options
New York has one of the strongest Medicare markets in the country. Here are the three main plan types available to you.
218 plans available in NY for 2026. All NY residents with Medicare can access at least one $0 premium plan.
10 Medigap plan types available in New York. NY has extra protections — insurers must offer Medigap year-round.
10 stand-alone Part D drug plans available in New York for 2026. Compare by your specific medications.
New York Medicare facts
New York has some of the strongest consumer protections for Medicare enrollees in the country. Here is what you need to know.
Key dates
Missing your enrollment window can result in permanent penalties. Here are the key dates you need to know.
| Enrollment period | Dates | What you can do |
|---|---|---|
| Initial Enrollment Period (IEP) | 3 months before your 65th birthday through 3 months after | Sign up for Medicare Parts A and B for the first time. Best time to enroll — no penalties. |
| Annual Enrollment Period (AEP) | October 15 – December 7, 2026 | Switch Medicare Advantage plans, add or drop Part D drug coverage. Changes start January 1. |
| Medicare Advantage Open Enrollment | January 1 – March 31, 2026 | Switch Medicare Advantage plans or return to Original Medicare. One change allowed. |
| Special Enrollment Period (SEP) | Triggered by qualifying life events | Available if you lose employer coverage, move, or your plan leaves your area. |
| General Enrollment Period | January 1 – March 31 each year | Sign up if you missed your IEP. Coverage starts July 1. Late penalties may apply. |
Common questions
Answers to the questions New York seniors ask us most often.
Find every Medicare plan available in your New York ZIP code and enroll in minutes. Licensed NY agents are standing by at no charge.