⭐ Texas · All 254 Counties
Learn it first. Compare when you're ready.
Texas has one of the largest Medicare markets in the country — hundreds of plan choices across 254 counties. We explain your options in plain English so you can compare and enroll yourself, at your own pace. No forms. No sales calls.
Free · Private · No sign-up required
Take it one calm step at a time.
When you're ready — and only then.
When you turn 65, register for Medicare Parts A & B at SSA.gov. It's free and takes about 30 minutes. You must do this before choosing any plan.
Once you have Parts A & B, compare the plans available in your Texas ZIP code and enroll yourself — free, private, and at your own pace.
2026 plan-year figures. Sources: CMS, KFF. 2027 plan details are released October 1.
All 254 Counties
Tap any county on the map to jump straight to its Medicare details below.
Hover to see a county's name · Tap to view its plans
Texas Coverage Options
More than 4.8 million Texans are enrolled in Medicare, so you have a wide range of choices. Here are the three main plan types, explained simply.
426 plans in Texas for 2026. Every Texan with Medicare can access at least one $0-premium plan.
Standardized Medigap plans from about 40 insurers in Texas. Your best time to buy is the 6-month window at 65.
12 stand-alone Part D plans in Texas for 2026. Compare them using your own list of medications.
Texas Medicare Facts
Texas mostly follows the federal Medicare rules — which makes timing especially important for Medigap. Here's what every Texas senior should know.
Key Dates
Missing a window can mean permanent penalties — or, for Medigap, medical underwriting. Keep these dates handy.
| Enrollment period | Dates | What you can do |
|---|---|---|
| Initial Enrollment Period (IEP) | 3 months before your 65th birthday through 3 months after | Sign up for Parts A and B for the first time. Best time to enroll — no penalties. |
| Medigap Open Enrollment | The 6 months starting the month you're 65 and enrolled in Part B | Buy any Medigap plan with no health questions. After this, underwriting applies. |
| Annual Enrollment Period (AEP) | October 15 – December 7, 2026 | Switch Medicare Advantage plans, or add or drop Part D. Changes start January 1, 2027. |
| Medicare Advantage Open Enrollment | January 1 – March 31, 2027 | If you're in a Medicare Advantage plan, make one switch or return to Original Medicare. |
| Special Enrollment Period (SEP) | Triggered by qualifying life events | Available if you lose employer coverage, move, or your plan leaves your area. |
| General Enrollment Period | January 1 – March 31 each year | Sign up if you missed your IEP. Coverage starts the month after you enroll. Late penalties may apply. |
Common Questions
Answers to the questions Texas seniors ask most. Still curious? Ask our AI Assistant anytime.
All 254 Texas Counties
Every Texas county has Medicare Advantage, Medigap and Part D options. Find yours below — comparing is free.
No counties match your search.
Take your time. No rush. No pressure.
Compare Texas plans whenever you're ready. The seminar, the AI Assistant, the Readiness Test and the practice tool are always here — free, and always at your pace.
Our Approach
We translate Medicare into plain English so you can make your own informed decision.
Medicare is complicated — but you are perfectly capable of understanding it when someone explains it clearly. We don't tell you which plan to buy, rush you into enrolling, or pressure you with sales calls.
Education First. Enrollment Second.
We don't sell you plans. We help you find the right choice.
You can hear this page read out loud, at your own pace — no reading glasses required. Press the button and we'll read it to you.
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